the One-Stop Partner for all your financial needs
Non-QM Loans
Let’s redefine the lending process with us! We simplify the Non-QM Loans process for our customers to give them easy access to money. Getting an appropriate lender who can understand your requirements and fulfill them in the way you want is a challenging task. Being a commercial mortgage broker with years of experience in the finance industry, we help our clients get appropriate lenders that can give them asset-backed funding.
We have a vast network of lenders through which you can get competitive rates that align with your financial objectives. Let’s become Your trusted partner to get the best Non-QM Loans solution.
Our Services For Non-QM Loans
Commercial Loans Lending
Dealing with the lengthy process of obtaining a loan is a tedious task, and most commercial real estate investors need help to get the desired loan that matches their requirements. With Altima loans, you can achieve your business goals. Whether you are about to expand your operations, invest in new assets, or refinance your existing debt, our professional team can help you with alternative loan solutions with excellent mortgage rates to streamline your loan process.
Why Choose Us?
We are committed to excellence, which implies we take time to understand the client’s requirements and objectives to provide personalized solutions through our mortgage calculator.
- Expertise: We bring our years of experience to the table to help you with reverse mortgage and other mortgage approval processes.
- Personalized service: Every client has unique requirements and financial goals. We listen to the needs of our clients and provide Non-QM Loans solutions based on that.
- Multiple options: Our lender's network is vast, and we can help you with various lending options that meet your needs.
- Transparency and integrity: We keep our clients informed about all the Non-QM Loans options to help them make a final decision. We maintain transparency and integrity in the work to ensure complete client satisfaction.
- Complete guidance: Right from the consultation to closing the mortgage, we will be with you to resolve all your queries and issues.
Get in Touch to Explore Your Non-QM Loans Options
Call us if you want to know more about our loan application process. You can also fill out the ‘Contact Us’ form to understand your financial options. We can help you with a home loan refinance home loan or commercial loan.
Simplify your Non-QM Loans process with Altima Loans. Get the best Non-QM Loans options for home, refinance, and commercial loans. Contact us to explore your options today
Altima Loans Proven Process Is Concise and Specific.
UNDERSTAND. GATHER. PROVIDE. At Altima Loans, we prioritize getting to know you and understanding your financial goals. When the time is right, we’ll gather the necessary documentation to analyze your property’s current performance and pinpoint its strengths and weaknesses.
Our team of analysts will explore various scenarios using both conservative and aggressive underwriting to achieve your desired loan amount. We then craft a comprehensive and transparent loan package, highlighting any risks and counterbalancing them with strengths.
Your loan package will receive prompt attention from lenders, ensuring you receive faster and more accurate loan terms. By leveraging our extensive network of lenders, we create a competitive environment, securing the best financing options for you.
Once you choose the ideal program, we handle the heavy lifting. We’ll order third-party services, begin legal preparation, and conduct thorough due diligence. Our team will keep you regularly updated on your loan’s progress and be available to answer any questions, ensuring a seamless loan execution. We are thorough and engaged, relieving our clients of pressure. This dedication is why 80% of our business comes from repeat customers.
Altima Loans make use of tools like loan analysis and loan sizer to get the exact amount of loans for the desired property. To underwrite a property, a 12-month operating statement with the current rent roll is required. Additional details specific to the property and the borrower may also be required.
The next aspect is loan approval. In this process both the borrower and broker will analyze the possible loan circumstances and calculate the loan amount. With such a thorough review, borrowers can remain informed about the approximate loan amount that will be requested.
Our team helps borrowers go through all the lenders’ profiles and guides them to choose from the various quotes. We will help borrowers to know the pros and cons of each lender and will guide them in deciding the final lender to proceed with. Once the lender is finalized our team will request the application from the chosen lender.
To lessen down the burden on borrowers, Altima Loans will send the borrowers’ loan packages to multiple lenders to get the best bidding quote. Our underwriting team works on a database of around 4,000 lenders present all over India to let the borrower know about the lenders that meet the loan requirements. Our team will then present the borrower’s deal in front of a specific group of lenders to get the most desired quote.
Once a borrower receives an application from the lender, our team will go through it to ensure that it matches the borrower’s specific need. The application will then be presented to the borrower for signature. By signing, the borrower will officially permit Altima Loans to initiate the desired process.
At Altima Loans we come up with a comprehensive loan package that highlights the property’s performance and amenities, market conditions, and borrower’s experience. To complete the package we give a list of all the desired documents to the borrower. This package will contain entire information regarding the deal to allow lenders to review it as per their underwriting criteria.
Our loan analysis process includes a comprehensive review of property financials, financial goals, and sponsorship experience. We go through the clients’ documents to understand their property performance and come up with the most effective strategy to maximize their loan amount.
Through loan sizer, we determine the financing potential of clients’ property by reviewing the data from operating systems and the rent roll. As per the current property operation, we can let you know the loan sizing.
All the quotes will then be compiled and documented in a file for easy comparison of each lender’s terms and conditions. Our documented format allows borrowers to quickly know about the lender which can align with their financial goals.
Frequently Asked Questions
A commercial real estate mortgage broker leverages decades of experience and hundreds of relationships with lenders all over the country to put you in the best possible position to succeed in your investment goals. We’ll help you get fast funding, guide you through the process of securing a loan, and make the entire process seamless and straightforward.
Over the years our loan consultants have closed deals topping several $ million, emphatically demonstrating our ability to carve out a real estate funding strategy that connects to your unique needs; one that emerges at the end with unbeatable interest rates and lending terms that will put a smile on your face.
If you work directly with a bank, you’re accessing a single lender with a single set of available rates, terms, and loan types. But when you work with a broker, you are accessing our entire network of lenders, both banks and otherwise, to find you the most beneficial terms, rates, and options.
It’s the mission of our commercial loan consultants to guide business owners through the property funding process and various loan programs by keeping you informed and attuned to the changing dynamics in the real estate arena.
So no matter where you reside in the US – be it a big metropolitan hub, a small town, or a rural spread – connecting with Altima Loans Consultants to take you forward in any commercial real estate venture you have in mind is the best decision you will ever make. We have built our reputation on decisiveness, versatility, integrity, cast-iron lender connections and reliability.
If this resonates with you, contacting us is easy. Start your loan application by calling us today at 424-600-7706 to speak directly to an Altima Loans Consultant or simply fill out the “Contact us” form. Either way, you will soon be on the road to quickly and precisely knowing your options in line with your financial needs.